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Young Professionals - with enhanced affordability

Bright Futures Mortgages

We recognise that certain professions in the UK carry greater earning potential and job security. Qualifying within these fields often requires a large investment of both time and resource, we understand this and also recognise that applicants under these professions are often self-employed workers or contractors, both of which could result in these professionals being unable to meet the criteria of high-street lenders.

We’re committed to helping borrowers at every stage of their career. This means providing tailored products to help the UK’s young professionals’ step onto the property ladder, whether they are already established or just embarking on their careers.

Product Features:

  • Enhanced affordability - over and above our standard calculations
  • Loans available up to 85% LTV on Young Professionals range
  • Single applicants minimum income £35k
  • Joint applications minimum income £50k
  • Product rates mirror the Select range
  • Maximum age is 35 at application

Perfect For:

  • Chartered Accountants
  • Actuaries
  • Barristers
  • Commercial Pilots
  • Dentists
  • Doctors
  • Solicitors

How to apply for a Kensington mortgage

We work with mortgage advisers to ensure you receive the best service and would always recommend that you obtain appropriate advice before taking out any mortgage. 

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