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Self-employed mortgages

​Mortgages made simpler

When you're self-employed you need a lender that can look at the bigger picture, assessing each case individually, on its own merit. At Kensington, we do just that, which is why we were named Best Self-employed Mortgage Lender in the 2015 Your Mortgage Awards.

Product features:

We are able to consider:
  • A company director's sole share of net business profits plus salary
  • Mortgages for self-employed people who have recently started Limited companies
  • Affordability assessments based on 12 month's accounts

​Perfect for:

  • New business owners
  • Entrepreneurs whose business profits have fluctuated
  • Company directors who choose to retain profits within their business
  • Existing business owners who have switched status from sole trader to a Ltd company

The products available to self-employed customers are the same products with the same rates as those available to our employed customers.

How to apply for a Kensington mortgage

We work with mortgage advisers to ensure you receive the best service and would always recommend that you obtain appropriate advice before taking out any mortgage. 

Find an Adviser