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New Build Residential mortgages

New Build mortgages for a new generation

Our belief in ‘Lending for Real Life’ means when we see an area of the mortgage market that hasn’t evolved enough to reflect the current climate, we want to do something about it. In this case it means creating a residential new build mortgage that is accessible to the increasingly common – yet underserved – areas of society neatly wrapped up under the title of ‘complex cases’.

We don’t think complex cases need to be that complex, so if you are self-employed, contractor, have suffered from failed credit or simply have multiple sources of income we could help make your New Build property dream more achievable.

Product features:

  • Up to 5% Builders Deposit accepted
  • 6 month offer period and extension process available
  • Failed Credit Scores accepted
  • Free valuations 

Perfect for: 

  • First Time Buyers or Home Movers looking to buy a New Build property
  • People who have failed a credit score check 
  • New business owners
  • Entrepreneurs whose business profits have fluctuated 
  • Contractors of any profession
  • People with multiple sources of income such as bonus, overtime and vested shares

How to apply for a Kensington mortgage

We work with mortgage advisers to ensure you receive the best service and would always recommend that you obtain appropriate advice before taking out any mortgage. 

Find an Adviser