Are you an intermediary?

Intermediary site

Want to apply for a mortgage?


Already a customer?

Did you know your browser is out of date? It is strongly recommended that you use an alternative browser.

Do it Later x

Forces Help to Buy mortgages

We support Forces Help to Buy

In April 2014 the Government introduced a scheme that offers regular service personnel the opportunity to borrow up to 50% of their salary – to a maximum loan size of £25,000 – as an interest free loan to be used as a deposit for a home. 

Many military personnel find they do not qualify for the Help to Buy scheme with mainstream lenders, due to limited credit history caused by frequent work outside of the UK and subsequently not appearing on the electoral register.

At Kensington our lending decisions are not made by an automated system. Individually reviewed by experienced underwriters, we are able to consider more complex circumstances that may cause applicants to fail a credit score elsewhere.

How to apply for a Kensington mortgage

We work with mortgage advisers to ensure you receive the best service and would always recommend that you obtain appropriate advice before taking out any mortgage. 

Find an Adviser