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First Time Landlord mortgages

Buy to Let mortgages made simple

As a Landlord, we know that certainty is important to you. You need to know the rent is being paid, and you need certainty that your mortgage lender can assess each case on its own merit.

So if you are a new landlord looking for your first property investment, we will make our lending decisions based on your circumstances not a credit score.


Product features: 

  • Available with a minimum of 20% deposit 
  • New build, including desirable high rise 
  • Decisions made by an underwriter, not a credit score

Perfect for: 

  • First Time Landlords who are self-employed 
  • First Time Landlords who are contractors 
  • First Time Landlords who have failed a credit score check

How to apply for a Kensington mortgage

We work with mortgage advisers to ensure you receive the best service and would always recommend that you obtain appropriate advice before taking out any mortgage. 

Find an Adviser