Are you an intermediary?

Intermediary site

Want to apply for a mortgage?

Apply

Already a customer?

Did you know your browser is out of date? It is strongly recommended that you use an alternative browser.

Do it Later x

Experienced Landlord mortgages

Buy to Let for portfolio landlords

As a landlord, we know that certainty is important to you. You need to know the rent is being paid, and you need certainty that your mortgage lender can assess each case on its own merit.

At Kensington, we assess each case individually and we will always look for reasons to lend. If you already own at least one investment property, we can provide options for you to expand your portfolio and we don’t have minimum income requirements.

Product features: 

  • No minimum income requirements for existing landlords
  • No overall portfolio limit
  • Available with a minimum of 20% deposit
  • New build, including desirable high rise
  • Decisions made by an underwriter, not a credit score

Perfect for: 

  • Professional landlords who earn all of their income from rental properties
  • Experienced landlords looking to grow their portfolio
  • Landlords who have failed a credit score check

How to apply for a Kensington mortgage.

We work with mortgage advisers to ensure you get the best help possible, and would always suggest you seek the advice of a good mortgage adviser before taking out any mortgage. 

Find an Adviser