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Right to Buy

Kensington Mortgages' new Right to Buy mortgage range aims to help Britain’s underserved borrowers. 

The new offering will be available to both employed and self-employed borrowers for up to 100% of the discounted purchase price.  Rates start from as low as 3.94% for mortgages covering up to 90% of the discounted purchase price and from 4.44% for up to 100% of the discounted purchase price.   

The Right to Buy product has a choice of two, three and five-year fixed rate options at up to 75% LTV of the open market value.

The lender is additionally offering access to free valuation and no completion fee options.  Kensington will consider applications from those looking to re-mortgage their property, subject to previous 12 months ownership. 

For those customers purchasing their property from a council or a housing association, more information can be obtained via the following links:

Buying your council home
Housing association

Product features: 

  • Up to 100% LTV of the Discounted Purchase Price
  • Up to 75% LTV open market value (completion fees can be added)
  • Re-mortgage available, subject to 12 months ownership