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Do it Later x

New Build Residential - A New Build mortgage fit for all

There’s nothing like a bit of new blood to invigorate and encourage change in a stagnant marketplace. With this in mind we have entered the New Build lending market with the aim of applying our ethos of ‘Lending for Real Life’ to residential New Builds.

What this means to you is a range of products and a way of thinking that enables your clients with more complex circumstances – self-employed, contractor, first time buyer, complex income and those with a failed credit score – to have the New Build opportunities they deserve and can afford. 

Product features: 

  • Max LTV: 90% New Build Houses and Flats
  • Dedicated New Build team and named underwriters 
  • 6 month offer period and extension process available**
  • Up to 5% Builders Deposit accepted
  • Minimum trading period for Self Employed and Contractors only 1 year
  • Maximum Loan £2 million
  • Failed Credit Scores accepted

Perfect for: 

  • First Time Buyers or Home Movers looking to buy a New Build property
  • People who have failed a credit score check 
  • New business owners
  • Entrepreneurs whose business profits have fluctuated 
  • Contractors of any profession
  • People with multiple sources of income such as bonus, overtime and vested shares