You can apply for a Kensington mortgage using our online portal. Login or register to set up an account.
0800 111 020 Mon-Fri 9am - 5pm firstname.lastname@example.org
Kensington is pleased to work with a number of specialist distribution partners who are here to help make your complex cases even easier.
Find a Distributor
Download our Solicitors Pack, which includes the relevant documents and information to support a mortgage application.
Find out how the new EU Mortgage Credit Directive will change the way we process your application.
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At a time when an increasing number of people earn incomes from multiple sources, there is a need for a mortgage lender that can assess each case individually.
At Kensington, our experienced underwriters take the time to understand your clients' regular overtime, bonus payments, investments and pension income, as well as other earned income sources. This approach to mortgages is about lending for real life, helping you to help more of your clients achieve the home they deserve.
90% LTV available via Limited Distribution only.
*Kensington review the LIBOR rate quarterly. The Current LIBOR rate is 0.55% with effect from 13 February 2018 – LIBOR Floor 1.00%*. If LIBOR falls below 1.00% the reversion rate will be charged at reversion margin plus 1.00%.
**Standard legals only available on loans up to £500,000. For full details please see our Criteria Guide.
Early Repayment Charges apply:
5 Year Fixed - 4.00% in Year 1, 3.00% in Year 2, 1.50% in Year 3, 1.00% in Year 4, 1.00% in Year 5
3 Year Fixed - 3.00% in Year 1, 2.00% in Year 2, 1.00% in Year 3
2 Year Fixed - 3.00% in Year 1, 2.00% in Year 2
1 Year Fixed - 3.00% in Year 1
We are able to consider all of your clients' earned and investment income, including
Search our Lending Policy
Contact our Business Development Unit. They'll be happy to help with all enquiries regarding mortgage applications.
0800 111 020Mon-Fri 9am - 5pm
You can apply for a Kensington mortgage using our online portal.
Login or register to set up an account.
Portal Login Register
Kensington and Kensington Mortgages are trading names of Kensington Mortgage Company Limited (registered in England & Wales No. 3049877), which has its registered office address at: Ascot House, Maidenhead Office Park, Maidenhead SL6 3QQ.
Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336).
Some investment mortgage contracts are not regulated by the Financial Conduct Authority.