Overview
Our Property Plus product range allows for lending up to 75% LTV (£75,000 minimum valuation) on the following (subject to an acceptable valuation with no comments negatively affecting resale):
- Fully repaired pre-fabricated reinforced concrete
- Poured concrete/concrete block
- Steel framed/steel clad houses (post 1990)
- 100% Timber framed (post-1980 with no brick outer leaf)
- Cob and colt construction
- Stone and part rendered breeze block with pebble dashed outer walls
Suitable for...
Landlord applicants with a property of non-standard construction
Landlord applicants looking to remortgage
Lending criteria
Maximum LTV 75%
Subject to acceptable valuation with no negative comments
Further detail
The following properties can be considered under our Property Plus product range up to 75% LTV (£250,000 minimum valuation):
- Ex Local Authority/Ex-MOD flats and maisonettes
- Flats that have access from a balcony or open-decking
- High rise flats over 10 storeys - must have a lift if the property is above the 4th floor
- Basement flats
- Studio flats