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Kensington Mortgages Cookie Policy

The EU Cookie Directive

The EU Cookie Directive became enforced in the UK onwards from the 26th May 2012.

For us to comply with the directive, Kensington Mortgages set out to advise you on the types of cookies we use, why we need to use them, and how these cookies affect you.

What are cookies?

A cookie is a tiny file that is stored on your computer. These files can remember choices that you have made. The majority of cookies help site owners to provide the best possible user experience.

Types of cookies we use:

First party cookies are

  • Set by the Kensington Mortgages website, when you arrive on the website
  • Used by the content management system
  • Used by Google Analytics
  • Used for remembering the type of device you are using
  • Set from the kmc.co.uk domain

Third party cookies

  • Are set from other websites and providers of buttons or widgets, used on our site
  • Can be blocked via settings in your browser
  • Are set from a domain other than kmc.co.uk - for example:
  • - A survey
  • - A contact form
  • - An embedded calculator
  • - The Find An Adviser feature provided by unbiased.co.uk

Kensington Mortgages will not use cookies to collect personally identifiable information about you. However, if you wish to restrict or block the cookies which are set by Kensington Mortgages websites, or indeed any other website, you can do this through your browser settings. The Help function within your browser should tell you how.

Alternatively, you may wish to visit www.aboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your machine as well as more general information about cookies.

Please be aware that restricting cookies may impact on the functionality of Kensington Mortgages websites.

If you wish to view your cookie code, just click on a cookie to open it. You'll see a short string of text and numbers. The numbers are your identification card, which can only be seen by the server that gave you the cookie.

 

For information on how to do this on the browser of your mobile phone you will need to refer to your handset manual.

Most of the cookies set by visiting our website are first party cookies. These cookies are set by technologies or applications including our content management system and Google Analytics. Google Analytics provides us with statistics on how our website is being used by visitors, which pages are most visited, which are causing the most visitors to leave, as well as which search terms people used to find the site. This data helps us to provide the best possible experience for our visitors. Google Analytics does not allow us to see or record any personal information about you.

Our website is powered by a content management system, which also sets first party cookies. If you enter things like your name and email address into this website, or make a selection, these cookies may remember the details entered so that when you return to the site, you don’t need to re-enter this information.

Cookies set by Third Parties:

To support our website we sometimes embed photos and video content from websites such as YouTube and Flickr. As a result, when you visit a page with content embedded from, for example, YouTube or Flickr, you may be presented with cookies from these websites. Kensington Mortgages does not control the dissemination of these cookies. You should check the third party websites for more information about these.

Website sharing tools

The Kensington Mortgages website may use embedded 'share' buttons to enable users of the site to easily share articles with their friends through a number of popular social networks. These sites may set a cookie when you are also logged in to their service. Kensington Mortgages does not control the dissemination of these cookies and you should check the relevant third party website for more information about these.

Cookies set by Kensington suppliers

Kensington Mortgages uses a number of suppliers who also set cookies on Kensington Mortgages website on its behalf.

The following cookies may be set:

Omniture

Omniture gathers data on behalf of Kensington Mortgages about visits to Kensington Mortgages sites. Omniture uses cookies, log file data and code which is embedded on Kensington Mortgages websites. Kensington Mortgages uses this information to track volume of usage on our sites and to help improve the services it provides to users. Information (IP addresses and information in other Kensington Mortgages cookies) that Omniture collects is transferred to them in the United States of America. Kensington Mortgages confirms that Omniture satisfies the EU's data protection requirements.

See http://www.omniture.com/en/privacy/2o7 for more information and details of how to opt out.

Omniture provides anonymised statistical information to Kensington Mortgages about users. They process IP addresses and information from other cookies used on Kensington Mortgages websites for users, so Kensington Mortgages knows how many page views it has, the number of users, what browsers users are using and in which country, city or region users are located. Omniture is also used to provide similar information for the version of Kensington Mortgages sites for Apple iPad and iPhone users.

Doubleclick

Doubleclick 'Spotlight Tags' are used to measure the effectiveness of online marketing campaigns for Kensington Mortgages. This service gathers information regarding visits made by users which is used to decide on the success of adverts. For information on the cookie set by Doubleclick plus information on how to opt out please go towww.doubleclick.com/privacy/dart_adserving.aspx

Google Analytics

Kensington Mortgages uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics sets a cookie in order to evaluate your use of the Kensington Mortgages websites and compile reports for us on activity on the website.

Google stores the information collected by the cookie on servers in the United States. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. By using the Kensington Mortgages websites, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

For more information on the cookie set by Google Analytics, including information on how to opt out please go to: www.google.com/intl/en/privacypolicy.html

Ad serving (non-targeted)

The Kensington Mortgages advertisements seen by users on other sites are served by a number of third party ad serving providers, including DoubleClick, Atlas (atdmt), Mediaplex (ValueClick) and MediaMind (Eyeblaster), amongst others. The cookies accompanying the ads allow them and their advertisers to monitor the effectiveness of the ads.

If you would like more information about the cookies used by the providers listed above, please see their privacy policies at:

www.doubleclick.com/privacy/index.aspx

www.mediamind.com/Content.aspx?page=privacy_policy

www.atlassolutions.com/privacy

www.mediaplex.com/mojo-privacy-statement

Ad Serving (targeted) - AudienceScience Inc. (formerly Revenue Science, Inc.)

This company uses cookies to discover general information about the pages on Kensington Mortgages sites that you visit and it also processes IP addresses to collect other non-personally identifiable information in order to place you in a "market segment". This includes data about the country, city or region where you are located and your domain name (e.g. what ISP you use). It then places advertisements onto "www.kmc.co.uk" which it believes people in your market segment will find relevant. If you would like more information about the cookies used by AudienceScience and how to opt out, please see their Privacy Policy at:http://audiencescience.com/privacy.asp.

Information (IP addresses and information in other cookies on our sites) that AudienceScience collects is transferred to them in the United States of America, and Kensington Mortgages confirm that AudienceScience satisfies the EU's data protection requirements through its registration with the US Department of Commerce's "safe harbor" framework. Data is sometimes shared with AudienceScience's sub-contractors in India who also contractually satisfy the EU's data protection requirements.

Surveys (Wufoo) – Infinity Box Inc

This company uses cookies to assist in delivering the Service and to provide a positive and personalized user experience. Their persistent and session ID cookies are used to identify unique visitors to our sites and to provide easy access to files. If you would like more information about the cookies used by Infinity Box and how to opt out, please see their Privacy Policy at:http://wufoo.com/privacy/

Information (IP addresses and information in other cookies on our sites) that Infinity Box collects is transferred to them in the United States of America, and Kensington Mortgages confirm that Infinity Box satisfies the EU's data protection requirements through its registration with the US Department of Commerce's "safe harbor" framework.