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Self-employed mortgages

​Mortgages made simpler

When you're self-employed you need a lender that can look at the bigger picture, assessing each case individually, on its own merit. At Kensington, we do just that, which is why we were named Best Self-employed Mortgage Lender in the 2015 Your Mortgage Awards.

Product features:

We are able to consider:
  • A company director's sole share of net business profits plus salary
  • Mortgages for self-employed people who have recently started Limited companies
  • Affordability assessments based on 12 month's accounts

​Perfect for:

  • New business owners
  • Entrepreneurs whose business profits have fluctuated
  • Company directors who choose to retain profits within their business
  • Existing business owners who have switched status from sole trader to a Ltd company

The products available to self-employed customers are the same products with the same rates as those available to our employed customers.

How to apply for a Kensington mortgage.

We work with mortgage advisers to ensure you get the best help possible, and would always suggest you seek the advice of a good mortgage adviser before taking out any mortgage. 

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