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Premier Lending

Larger mortgage loans with an individual touch

Higher value mortgages often mean more complex incomes and a need for individual consideration of your circumstances. Which is why we created Premier. A mortgage for those who need a lender with real expertise to consider your circumstances individually, with real understanding.

Our experienced underwriters will take the time to understand your full affordability, so you can be sure that up to 100% of your income will be considered; including any bonuses, self-employed and contractor earnings or latest years’ figures and company profits for a sole director.

Product features:

  • Loans from £500k to £2m
  • First Time Buyer mortgages up to £1m 
  • 75% maximum LTV
  • Interest Only with plausible strategy and viable repayment strategy
  • 100% variable income considered as standard
  • Self-employed on latest years' figures
  • Can include company profit for sole director​​
  • Buy to Let mortgages also available

Perfect for: 

  • First Time Buyers looking for a loan between £500​k and £1​m 
  • Business owners whose earnings have grown in the last year
  • Company Directors who choose to retain profit within their business
  • Sales people and bank workers earning significant commissions
  • NHS professionals earning extra income in the private sector​​

How to apply for a Kensington mortgage.

We work with mortgage advisers to ensure you get the best help possible, and would always suggest you seek the advice of a good mortgage adviser before taking out any mortgage. 

Find an Adviser