Have a case to discuss?

0800 111 020 Mon-Fri 9am - 5pm intermediary.enquiries@kmc.co.uk

Want to apply for a mortgage?

You can apply for a Kensington mortgage using our online portal. Login or register to set up an account.

Did you know your browser is out of date? It is strongly recommended that you use an alternative browser.

Do it Later x

Residential lending from Kensington Mortgages

Lending for real life, through intermediaries is all we do, so we believe we do it better, from the products designed for identified client needs, to our clear criteria and desire to say yes.

  • Rates from 2.99%
  • Free Valuations and Free Legals for Remortgages
  • Up to 100% of regular overtime/bonus considered
  • Investment and second job income allowable
  • Mortgages up to £2 million
  • First time buyer loans up to £1 million

Search our Lending Policy

New Premier Range

Complex Income mortgages

If your client's income is supplemented by regular overtime, bonuses or a second job, we have the straightforward answer to complex income cases. Find out more >

Self-Employed mortgages

Our insight and wider evaluation of a person’s finances can enable us to make a decision on an individual's circumstances. Just the job for clients who are their own boss. Find out more >

First Time Buyer mortgages

With loans available up to £500K, we’ll help you to help your clients take that first step into home ownership. Find out more >

Failed Credit Score mortgages

Lending decisions based on intelligent consideration rather than tick boxes. Our underwriters make lending decisions that look beyond a limited credit history. Find out more >

Contractor mortgages

With a more understanding approach to underwriting, we consider 12 months contracting history when assessing cases for your Contractor clients. Find out more >

New Build Residential mortgages

With a more understanding approach to underwriting, we are now able to consider your clients who are looking to purchase a New Build property. Find out more >

Premier lending

Higher value mortgages often mean more complex incomes and higher service expectations. Which is why we created Premier. It gives you the access to our underwriters and an appetite to lend which has been our hallmark for 20 years. Find out more >

Forces Help to Buy mortgages

Our Forces Help to Buy service is the perfect demonstration of our simply specialist approach. We look beyond the complexity of each individual case, to provide the mortgage your Armed Forces clients’ deserve. Find out more >

Product guide