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Buy To Let lending from Kensington Mortgages

Buy To Let has long been at the heart of our lending portfolio. We understand the sector and we understand landlords and their circumstances, so we also understand what you need from a lender to meet their needs.

With no maximum portfolio limit we can help you partner any client’s journey from their first property to a professional portfolio. To us, that is lending for real life. 

  • No minimum income requirements for existing landlords
  • Rental coverage must be 145% of 5.50% or the pay rate, whichever is greater
  • Rates from 2.74%
  • No maximum overall portfolio limit (max size with Kensington 6 properties or £2m)
  • Can be used for Let to Buy
  • An underwriter will call you to discuss every application


Search our Lending Policy

First Time Landlords

Competitive rates and loans up to £500k make this a first choice for your client’s first step into Buy To Let. Find out more >

Experienced Landlords

Lending with the benefit of no minimum income helps experienced landlords grow their portfolio. Find out more >

Let To Buy

Competitive rates to help your homeowner clients break the chain with our latest mortgage. Find out more >

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