Buy To Let lending from Kensington Mortgages
Buy To Let has long been at the heart of our lending portfolio. We understand the sector and we understand landlords and their circumstances, so we also understand what you need from a lender to meet their needs.
With no maximum portfolio limit we can help you partner any client’s journey from their first property to a professional portfolio. To us, that is lending for real life.
- No minimum income requirements for existing landlords
- Rental coverage must be 145% of 5.50% or the pay rate, whichever is greater
- Rates from 2.74%
- No maximum overall portfolio limit (max size with Kensington 6 properties or £2m)
- Can be used for Let to Buy
- An underwriter will call you to discuss every application