Have a case to discuss?

0800 111 020 Mon-Fri 9am - 5pm intermediary.enquiries@kmc.co.uk

Want to apply for a mortgage?

You can apply for a Kensington mortgage using our online portal. Login or register to set up an account.

Did you know your browser is out of date? It is strongly recommended that you use an alternative browser.

Do it Later x

Finding a home for your complex cases doesn't have to be complicated

Demographic and employment changes are driving a surge in the number of borrowers with more complex circumstances, who may not fit the automated approach of the high street. For 20 years we have been a home for complex cases, and now we aim to constantly update and share our experience of specialist lending to help demystify the process.

Here you will find useful video case studies, guides and tips to help you identify new business opportunities and place those hard to place cases.


Case study videos and downloads

Complex Income Case Study Video

Download the Complex Income case study here

Failed Credit Score Case Study Video

Download the Failed Credit Score case study here

Self-employed Case Study Video

Download the Self-employed case study here
These examples are based on cases where we have been able to take an individual approach to underwriting to achieve a positive outcome. Names and details have been changed to protect the identity of the customers but the underlying facts remain accurate.

Product and Criteria guides

Further information

Search our Lending Policy

Affordability Calculator

Buy to Let Calculator

Have a case to discuss? Call our BDU team.

Specialist mortgages by their nature are not always straightforward, our BDU team are here to help and discuss the detail of your case.

0800 111 020Mon-Fri 9am - 5pm

intermediary.enquiries@kmc.co.uk

Want to apply for a mortgage?

You can apply for a Kensington mortgage using our online portal. Login or register to set up an account.

Portal Login  Register