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0800 111 020 Mon-Fri 9am - 5pm intermediary.enquiries@kmc.co.uk

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Buy To Let Calculator
Simple Buy to Let Calculator
Is the property a House in Multiple Occupation?
Is the property a Multi-Unit Block?
DSCR
%
To find out how much your customer could borrow, if their existing portfolio is acceptable and whether we can improve on this DSCR figure using top-up income.
  • Please click here to use our full BTL calculator.
APPLICATION DETAILS
Number of applicants
Residential home owner? All residential home owners?
What will the mortgage term be?
Years
What type of mortgage will it be?
Estimated Monthly Rental Income
£
What type of repayment will it be?
What is the Purchase Price/Property Value?
£
How much are you looking to borrow?
£
How much are you looking to borrow as Interest Only?
£
Your loan to value will be?
%
What is the initial pay rate of the product?
%
What fixed rate period is required?
What is the interest reversion rate of the product?
%
Is there an existing Buy to Let portfolio?
Total number of properties
Total number of mortgaged properties
Total Combined Monthly Rental income
£
Total Combined Monthly Mortgage Payment
£
Estimated Value of properties
£
Outstanding Mortgage and other Secured loan balances
£
PROPERTY DETAILS
Do you know the property details?
Property Region
Postcode District
Property Postcode
Approximate year of construction
What proportion of the rent do you pay to your letting agent?
%
Does your letting agent provide a void guarantee?
Is the property a House in Multiple Occupation?
Is the property a Multi-Unit Block?
What proportion of the property will be owned by applicant 1?
%
INCOME DETAILS
Total current annual income (app 1)
£
Total current annual income (app 2)
£
MAIN RESIDENCE
Postcode of main residence (app 1)
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RESULTS
Maximum Balance Available:
£

For higher rate tax payers, we take personal income and expenditure into account when considering the maximum loan available.
If the applicant has active personal credit, a Decision in Principle is required to obtain an exact figure.

This application would be declined, as the portfolio information you have provided does not meet our requirements for on-going affordability